On site
Permanent
Roles & Responsibilities
This role focuses on shaping and executing risk management approaches for financing provided to small and medium-sized enterprises, particularly within asset-backed sectors such as commercial vehicles and heavy machinery. The position involves defining lending parameters such as approval criteria, loan sizing, pricing based on risk, and repayment structures, while ensuring that credit standards align with the organization’s broader risk appetite and business objectives.
A core responsibility involves conducting detailed evaluations of prospective borrowers to determine financial health and repayment capacity. This includes reviewing key financial documents such as profit and loss statements, balance sheets, and cash flow reports, as well as examining historical banking activity to assess income consistency and liquidity patterns. In addition, the role requires direct verification of business activities through field visits, where operational practices, management quality, and the existence and condition of pledged assets may be assessed.
Beyond the initial lending decision, the role contributes to ongoing portfolio oversight by tracking repayment performance and identifying early signs of financial stress. It involves analyzing portfolio trends, monitoring risk indicators, and working with internal teams to refine lending policies or adjust strategies to balance profitability with prudent risk management. Insights generated from market conditions, borrower segments, and portfolio data are used to support decision-making and guide improvements to credit products and processes.
Headquartered in Singapore, Pan & Company (“Pan & Co”) is the result of accumulated search experience since 2003.
The Pan & Co team include former Directors from Accenture, Cisco, Royal Bank of Scotland, Huawei, LinkedIn, Microsoft and PricewaterhouseCoopers, as well as established consultancies Kerry Consulting and Robert Walters. As a differentiator from career consultants and agencies, the personal resumes of our headhunters give our clients access to exclusive business insights, network and decades of hirer experience.
Our team profile allows us to disrupt the traditional search model by enabling senior levels access to emerging companies and entrepreneurs, with bespoke services otherwise only offered to the largest companies, focusing on delivering real value to our clients.
This is made possible as we have an owners’ driven boutique platform with a commitment to understanding the importance of research, ethics, nuances and diversity.
Acting as a corridor for companies seeking talent between North and South East Asia, Pan & Co also covers the regional markets through its affiliates located across Greater China and South East Asia.
We provide the following headhunting related services:
• Full or Partial Search • Board Selection • Succession Planning
• Talent Mapping • Interim Solutions • Business Introduction
Our Practice Areas:
Consulting & Technology Services | o Digital Transformation o Project Management o Technology Assurance
Disruptive Economy | o Digital & Internet o Science & Innovation o Venture Capital Sponsored
Emerging Growth | o Green or Brownfield o Private / Emerging Enterprises o North / South East Asia Corridor
Funds & Financials | o Financial Technology o Traditional Finance o Public & Private
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