Job description

Job Description

Responsibilities:

• Underwrite/approve credit cases for FI client segment within approved risk appetite and origination policies.
• Monitor credit quality of FI portfolios, including via individual or portfolio credit review and stress test, and adopt or recommend pre-emptive risk mitigation measures when appropriate.
• Review and evaluate credit proposals and internal ratings and ensure that well-rounded and comprehensive evaluations are available for credit authority holders’ decision, with minimal delay in required turnaround time nor delinquency in review schedule.
• Assign sovereign ratings and propose/concur country risk limits.
• Participate to ensure internal rating models and FI portfolio related credit policy and procedures are up-to-date and highly relevant.
• Contribute credit opinions to new proposal or review of FI related financial products, including various Frameworks which facilitate timely customer onboarding and execution of transactions.
• Manage and develop the Group Credit (FI) team to ensure high productivity and smooth succession upon attrition.
• Initiate or participate in ad hoc projects as required.

Requirements:

• Bachelor’s Degree or higher.
• 20+ years’ experience in credit risk management with a focus on financial institutions.
• Strong leadership skills and proven success in people and business management.
• Acumen in the dynamics of global macroeconomics and financial regulatory regimes, and their relationship with soundness of major banking systems to which UOB has exposure.   
• Strong communication skills and sensitivity in balancing business needs and risk control.  
• Familiarity with loan, trade finance and treasury market products.
• Front line experience as relationship and/or sales manager a plus.

Additional Requirements