Editorial summary

The company is seeking a Digital Wealth & Payments Product Analyst for a 9-month contract to lead complex digital banking initiatives across retail banking, wealth management, investments, insurance, and payments. The role requires hands-on experience in senior business analysis, digital product ownership, API solution analysis, scaled Agile delivery, and Generative AI-assisted testing, with recent experience in customer-facing internet or mobile banking environments. The position offers a monthly salary of 10,000. This senior-level role is ideal for candidates with a strong background in digital banking and innovative testing methodologies.

This summary is AI-generated and may contain inaccuracies. Please refer to the full job description below.

Job description

[This job id 32165 first appeared in Job-Q.com on 15 Sep 2026]

Hiring Details

• Contract Duration: 9 months
• Number of Resources: 1
• Employment Type: Contract

Role Summary

We are seeking a principal-level specialist to lead complex digital banking initiatives spanning retail banking, wealth management, investments, insurance and payments. This is a hands-on role combining senior business analysis, digital product ownership, API solution analysis, scaled Agile delivery and Generative AI-assisted testing.

Candidates must demonstrate recent delivery experience within a bank’s customer-facing internet or mobile banking environment. Generalist Business Analysts, Project Managers, Scrum Masters, Product Owners without banking product depth, and candidates with only operations or production-support experience will not meet the role requirements.

Responsibilities

• Lead digital banking initiatives from discovery, product strategy and requirements definition through implementation, UAT, release and production stabilisation.
• Own product roadmaps, epics, user stories, acceptance criteria, business rules, product backlogs and cross-platform dependencies.
• Deliver customer-facing functionality across CASA, deposits, cards, lending, payments, investments, wealth and insurance.
• Analyse complex payment journeys involving domestic and overseas transfers, cross-border remittances, payment controls, payee management and transaction limits.
• Perform functional analysis of SWIFT MT/MX and ISO 20022 payment messages, including mapping, validation and exception handling.
• Lead wealth-product journeys involving unit trusts, structured products, equities, bonds, FX, derivatives and regular savings plans.
• Review REST APIs and OpenAPI specifications using Swagger and Postman.
• Define payload mappings, validation rules, service orchestration, error handling and upstream/downstream dependencies.
• Coordinate digital channels, middleware, core banking, payment engines and external service integrations.
• Use Generative AI tools for requirements analysis, API-documentation review, dependency identification and test-scenario generation.
• Lead AI-assisted functional and regression testing while maintaining auditability, traceability and banking-data controls.
• Facilitate Scrum ceremonies, backlog refinement and SAFe programme increment planning.
• Coordinate senior stakeholders across product, operations, technology, architecture, risk, compliance, cybersecurity, testing and vendors.
• Mentor Business Analysts and establish standards for requirements quality and end-to-end traceability.

Mandatory Requirements

Applicants must satisfy all the following requirements:

• At least 10 + years of overall technology-delivery experience.
• At least 10 years of combined Business Analysis, Product Management or Product Ownership experience.
• At least 5 years of recent experience within a bank, delivering customer-facing internet or mobile banking capabilities.
• Recent hands-on delivery experience across both retail digital banking and digital wealth management.
• Experience across CASA, fixed deposits, credit cards, debit cards, personal loans, mortgage loans, balance transfers and payment controls.
• Experience covering at least six investment or wealth products: unit trusts, structured products, equities, bonds, FX, derivatives, insurance and regular savings plans.
• End-to-end payment experience across domestic transfers, overseas transfers, cross-border payments, remittances, bill payments, payee management and scheduled transfers.
• Hands-on knowledge of SWIFT MT, SWIFT MX and ISO 20022, including payment-message mapping and validation.
• Hands-on API functional-analysis experience using REST APIs, Swagger/OpenAPI and Postman.
• Experience mapping dependencies across digital channels, APIs, middleware, payment systems and core banking platforms.
• Experience with at least two of the following banking platforms: Finacle, Fiserv VisionPLUS and Oracle FLEXCUBE.
• Experience leading product discovery, roadmaps, requirements workshops, backlog prioritisation, UAT and production releases.
• Hands-on experience applying Generative AI to requirements analysis, API analysis or test-scenario generation in enterprise delivery.
• Experience implementing or leading AI-assisted test automation for customer-facing banking functions.
• Strong working experience with Jira, Confluence, Azure DevOps, Figma and SQL.
• Practical experience working under both Scrum and SAFe Agile, including programme increment planning.
• Previous hands-on software-development experience before moving into Business Analysis or Product Management.
• Experience delivering digital products across banking and at least three other industries.
• Experience managing geographically distributed business and engineering teams.
• Bachelor’s degree in Engineering, Computer Science or Information Technology.

Mandatory Certifications

Applicants must hold :

• Certified Business Analysis Professional or equivalent
• Certified Scrum Product Owner or equivalent
• Certified ScrumMaster or equivalent
• SAFe Product Owner/Product Manager or equivalent

Interested candidates are kindly requested to email their CV with their experience to 

We look forward to your application!

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