Job description

Job Description

Key Responsibilities

1. Product Strategy & Roadmap

• Collaborate with business units across Group Wholesale Banking to identify product development opportunities driven by client needs, competitive benchmarking, data insights, and market research.
• Support the formulation of strategic priorities for Virtual Accounts, Sub‑Accounts, Pricing & Billing, and broader cash management offerings.
• Contribute to long‑term product roadmaps that strengthen market relevance and drive sustainable growth.

2. Product Development & Enhancement

• Lead end‑to‑end product development, including business case formulation, business requirements definition, and user journey design.
• Develop comprehensive Business Requirements Documents (BRDs) and work closely with Technology to ensure alignment and sign‑off of Functional Specifications Documents (FSDs).
• Maintain consolidated project plans, ensuring effective tracking of issues, risks, dependencies, change requests, budget, financials, and resource planning.
• Ensure product solutions meet regulatory, risk, operational, and compliance standards, partnering with Technology and Operations to deliver scalable, robust platforms.

3. Portfolio & Lifecycle Management

• Drive commercialization efforts across the full product lifecycle, partnering closely with Sales, Client Segments, Operations, and other stakeholders.
• Monitor product performance, profitability, operational metrics, and market competitiveness.
• Oversee pricing models, fee reviews, governance materials, and product documentation.
• Continuously enhance product capabilities and client experience through feedback loops, analytics, and market insights.

4. Commercialization & Client Advocacy

• Support Sales and Relationship Managers in client engagements, pitches, solutioning discussions, and RFP responses.
• Work with Marketing & Communications to produce client‑facing materials, product brochures, and go‑to‑market content.
• Drive rollout of new and enhanced solutions across overseas branches and subsidiaries.
• Promote adoption and revenue growth through internal training, market education, and structured communication plans.

5. Stakeholder Engagement & Governance

• Partner closely with Compliance, Legal, Risk, Operations, and internal governance forums to ensure strong product control, compliance, and risk management.
• Manage submissions, approvals, and prioritization for product initiatives; maintain a transparent pipeline of approved projects.
• Collaborate across functions to address product issues, ensure operational readiness, and uphold control standards.

Job Requirements

• Bachelor’s degree in Business, Finance, Technology, or related field (MBA a plus).
• 5–10 years of experience in transaction banking, cash management, treasury products, or digital banking.
• Strong understanding of Account Management, Liquidity Management, Virtual Account, Pricing & Billing,
• Familiarity with local and regional regulatory frameworks.
• Strong project management, business analysis, and problem solving capabilities.
• Strong interpersonal, communication and presentation skills.

Additional Requirements